Predicting Loan Defaults Using Machine Learning A Comparative Study. American Data Science Journal for Advanced Computations (ADSJAC), [S. l.], v. 3, n. 01, 2025. DOI: 10.5281/zenodo.22874832. Disponível em: https://adsjac.org/index.php/adsjacjournal/article/view/66. Acesso em: 27 oct. 2026.